How conversion fees change the final amount

When you convert money between currencies, a provider can charge a fixed fee, a percentage fee, or both. This calculator makes each part visible before you send money.

For an accurate quote, enter the rate and fees shown by the provider you plan to use.

Formula: gross converted amount = amount x exchange rate; total fees = fixed fee converted to the receiving currency + percentage fee; amount received = gross amount - total fees.

Assumptions: reference rates are estimates, provider markups can differ, and bank or delivery fees may be separate.